5 things to keep in mind before investing in luxury apartments

July 19, 2022August 31, 2022Home Buying TipsLeave a comment

As a potential homeowner, you must be clear with what you expect from a property, as this will help you find the exact location where you want to buy it. Also, it will help you make the correct property decision. When buying an expensive luxury apartment for commercial or non-commercial purposes, you need to make sure that the place has good connectivity to nearby hospitals, shopping areas, educational institutions, parks, theatres, etc. Professionals and real estate businessmen always consider luxury apartments a fruitful investment, whether you are planning to stay there or rent them out.

So here is a list of things you need to consider before buying a luxury apartment at Gurgaon.

1. Location of the apartment

The very first factor that you have to consider before buying a luxury apartment is the location. Apartments located in cities or in posh areas mostly have a higher price compared to the houses in the suburbs. Even though you might be getting less land, buying an apartment in Dwarka Expressway is beneficial as you will be getting a lot of state-of-the-art amenities. Location pays off, as it will help you in the future for apartment investment.

2. Luxury amenities

Another essential aspect that you need to consider is amenities. The type of amenities that you have is the basic difference between a luxury apartment and an ordinary one. The builder can offer numerous amenities. So if you are looking for a 2BHK flat for sale in Gurgaon, you would definitely want the best amenities that your money can buy in Gurgaon. Nowadays, most luxury apartments offer their customers maximum comfort, innovative services, and unparallel architecture.

3. Space

The next criterion which will define a good luxury apartment is the space. Your luxury apartment has to be spacious. The open spaces in Krisumi Waterfall Residences will help you have a healthy lifestyle. Another aspect that you need to consider to evaluate your apartment's luxury value is floor-to-ceiling height. If the height is less than 12 feet, it is not a good luxury apartment. Additionally, all the apartments with low ceilings do not offer enough opportunity for modern interior decorations.

4. The developer or the builder

If you are going for a builder without experience in building and developing luxury properties, you might not get the best apartment. Therefore, it is highly recommended that you research the developer and go through their previous projects and even visit the project site before selecting an apartment.

5. Security

Luxury projects should have state-of-the-art security systems in terms of trained professionals and the latest electronics survey and monitoring systems. You need to ensure that all the safety measures are firmly in place. If you are looking for a luxury home in Gurgaon, an excellent choice would be to visit Krisumi Japanese Waterfall Residencies. They offered various types of apartments with numerous luxury amenities.

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Things to Keep in Mind While Decorating your 3BHK Apartments

June 27, 2022August 3, 2022Home Buying TipsLeave a comment

The final letter comes in, and boom, you are a proud owner of a beautiful 3BHK apartment. As everything is set, the next step is to decorate your apartment and turn it into your dream house. In your premium apartment, you will want maximum comfort, luxury and optimum functionality. But you may be confused about how to create this feeling of a premium home. You might have a few bits and pieces of different ideas for your 3BHK apartments in Krisumi Japanese waterfall residencies, but you still might not have a unified version. While designing your apartment can be exciting with numerous possibilities, the process can be overwhelming and time-consuming. From selecting the correct colour and set of furniture and the perfect matching colour palette to finding the best appliances, there is a lot to do before you can achieve complete satisfaction.

Hence we have rounded up some of the best home decor ideas for a 3BHK apartment to make it look premium.

1. Paint and the colour shades

The colour of a room in your apartment plays an integral part in its appearance and aesthetics. You can try using light colours or light-coloured wallpapers to make your room look bigger. For a cosy and comfortable feeling, you can use darker shades. Printed wallpapers and texture walls can change the appearance of your room. You also need to remember that the rooms' fixtures and furniture should always be matched or contrasted with the walls. The kid's room can be painted in bright and vibrant colours. A popular Idea would be to paint the room walls using hand prints and geometrical designer patterns.

2. Lighting

Mood lighting using yellow lights is perfect for a cosy and warm feeling; on the other hand, white lights are ideal for study rooms or working areas. Nowadays, you can also buy remotely controlled lights to adjust the brightness as per your mood. If you want to give your 3BHK Apartment living room a premium and luxurious look, you can buy chandeliers which have come back in fashion. Your kitchen, library and dining room have to be well lit, but you can try mixing bright and cool lights for a cosy feeling for the family room or your bedrooms.

3. Flooring

For designing your apartments in Gurgaon floors equal, you can try various premium flooring options, which include marble, granite, bamboo, hardwood or you can laminate. However, if you have pets or younger children, you must choose non-slippery flooring options.

4. Big mirrors and accessories

Mirrors in hallways and rooms give the feel of an extended space. According to many traditions, mirrors positioned near the dining table depict an abundance of food. It is also believed that mirrors in the doorway attract positive energy. You can also use shrugs, pillows and cushions in different areas and furniture like swings, sofas and chairs to offer a homely feeling. You can also buy an expensive and fancy carpet for the drawing-room to give an aesthetic and a premium touch.

5. Pictures and home plants

Paintings and pictures give a good vibe and remind you of past memories. Indoor plants are always considered a pleasant addition. Plants and flowers are known to lighten the place with their freshness and natural beauty. Indoor plants like good luck bamboo and money plants attract positive energy and keep your home cool. Your 3BHK Apartments in Gurgaon should symbolise every family member, blending into a perfect family space. Therefore, do not hesitate to mix modern and traditional ideas.

6 Tips to Decrease Your Home Loan Interest Rate

March 5, 2022March 21, 2022Home Buying TipsLeave a comment

Planning to buy a new 2bhk Flat in Gurgaon but worried about the monthly home loan EMI and loan interest rate? We understand that home loan can be stressful and can create a big mess in your monthly budget. You also have to take care of the loan tenure, interest rate, and loan amount. Due to poor planning, you may often end up paying more against the loan amount. But don't worry, we have everything chalked out. So, if you plan to take a home loan at reduced interest rates for an apartment in Gurgaon, you must go through the entire article.

6 steps you may follow to decrease your home loan interest rate.

1. Increase your EMI Amount

Many financial institutes and lenders allow you to change your installment amount annually. So, if you have recently shifted to a job with a higher salary, you can always opt for a higher EMI. This will reduce the tenure period, and once it is reduced, the overall interest payable against your loan will come down substantially. Always check with your lender whether they offer these options or not.

2. Apply for a Short Tenure

The loan duration amount is one of the main factors responsible for calculating the interest rate you are supposed to pay. Many banks claim that 25 to 30 years of tenure will cut down the monthly installment amount. However, smaller 10 to 15 years tenure will reduce the overall interest rate. So before applying for a loan, you need to choose that tenure period carefully so that you do not end up paying more.

3. Try to pay more Down Payments

Most financial institutions and loan providers finance about 75 to 90% of the total property value. So you have to contribute about 10 to 25% of the remaining cost of the property. In simple words, you have to pay the rest of the money as a down payment. So the higher amount you pay initially, the lower would be the loan amount. Therefore it will reduce the payable interest rate.

4. Compare Bank Interests Online

Before applying for a home loan, it is advised to do proper research on the various loan products and compare the rates before deciding on a lender. On the internet, you will come across hundreds of third-party websites. They will help you get a clear picture of the interest rates and the difference between the charges levied by various lenders. So, always remember to compare the various bank's home loan interest amounts before deciding on a particular bank.

5. Negotiate for Better Deals

Lenders and financial institutions always prefer customers who have a good credit score. Many banks often offer preferential rates for existing customers who have a good credit history. So if you have a credit score of more than 800, you will receive better rates on your loan. However, if you don't, you may have to negotiate with the lender and build a good business relationship with them. Apart from this, you can always keep a close eye on the various discounts and offers during festive sessions.

6. You can always try Prepayment

Most lenders and financial institutes do not charge prepayment or foreclosure charges on floating housing loans. So, if you have applied for a home loan, try to make small prepayments as regularly as possible. This is because, in the first 5 years of your loan period, you will be paying towards the interest compared to the principal amount. So, if you do frequent prepayments, it will substantially decrease the principal amount, which will in turn reduce the total interest. But you need to know that lenders may charge a certain fee for fixed-rate loan prepayments. So, before applying for a loan or prepayment, confirm with your bank whether they will charge extra or not. Are you planning to buy Krisumi Apartments in Gurgaon? If you are, you must immediately contact us, as the luxurious Japanese residences are selling like hot pancakes. The authority also has tie-ups with various banks. So you do not need to worry about running from one bank to another to get a house loan.

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